Stefanie Zacchera, vice president of personal lines data and analytics at The Hartford, will serve another year as chair of the Highway Loss Data Institute’s Board of Directors. Zacchera was reelected to the position after serving as chair in 2022. “It’s been an honor to serve as chair over the past year, and I am […]
IIHS and HLDI Call on Regulators to Require Pedestrian AEB that Works in the Dark
The Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI) this month petitioned federal regulators to require manufacturers to equip all new passenger vehicles with automatic emergency braking (AEB) systems capable of detecting and avoiding pedestrians in the dark as well as in daylight. Both a HLDI analysis of insurance claims […]
The Hartford’s Stefanie Zacchera Elected HLDI Board Chair
The Highway Loss Data Institute (HLDI) announced the election of Stefanie Zacchera as chair of its Board of Directors. Zacchera is vice president of personal lines data and analytics at The Hartford. She succeeds Kathleen Ores Walsh, vice president of pricing and product analytics at USAA. Ores Walsh remains a member of the Board. “HLDI’s […]
Research Shows Crash Avoidance Technology Results in Larger Collision Claims Reduction for Young Drivers than Other Age Groups
Crash avoidance features seem to benefit young drivers more than others according to an analysis of insurance data by the Highway Loss Data Institute. Crash avoidance systems are associated with larger reductions in the frequency of collision and property damage liability (PDL) claims for drivers under 25 years old than those ages 25 and older, […]
Crash Rates Up Following Marijuana Legalization
Studies by IIHS and HLDI show crash rates up in Western U.S. states that legalized recreational use and retail sales of marijuana. According to research from the Insurance Institute for Highway Safety (IIHS), and another by the affiliated Highway Loss Data Institute (HLDI), crash rates and collision claim frequencies spiked in most states following the […]
Report Shows Evidence of Rear Autobrake Effectiveness
HLDI analysis shows 28% few liability claims and 10% fewer collision claims. According to an analysis by the Highway Loss Data Institute (HLDI), rear automatic emergency braking (AEB) systems are reducing crashes. Rear AEB was the standout feature in HLDI’s annual compilation of its research on the impact of crash avoidance technologies. The updated rear AEB […]
Animal Strikes Twice Annual Average During November
Highway Loss Data Institute reports on 2006-2018 claim analysis. In 2018, the average cost of an animal strike claim was $3,875 Animal-strike-related insurance claims are more than twice as frequent as the yearly average in November, when the search for a mate keeps the big bucks on the move, according to an analysis of claims […]
HLDI Reports Ford F-150 Repair Costs Remain Steady Despite Aluminum Parts
While repair costs have not increased due to aluminum, analysis shows longer time to repair vehicles and higher claim frequency. The Highway Loss Data Institute (HLDI) reports that Ford’s switch to aluminum for the body of the F-150 pickup hasn’t resulted in higher repair costs, in part because the company is pricing the aluminum parts […]
Collision Claims Up 6% in First States that Legalized Recreational Marijuana
Crashes are up by as much as 6 percent in Colorado, Nevada, Oregon and Washington, compared with neighboring states that haven’t legalized marijuana for recreational use, new research from the Insurance Institute for Highway Safety (IIHS) and Highway Loss Data Institute (HLDI) shows. The findings come as campaigns to decriminalize marijuana gain traction with voters […]
HLDI Reports Tesla Model S with Advanced Features Have Fewer Physical Damage Claims
According to the a report by the Highway Loss Data Institute (HLDI) detailed in the Insurance Institute for Highway Safety (IIHS) Status Report, the combined crash avoidance features on the Tesla Model S are reducing third-party physical damage and injury liability claims. Tesla’s “Autopilot” is limited to lowering collision claims. HLDI compared the claims experience […]