Insurify projects 32 states will post increases by year’s end, with Connecticut facing the steepest.
Full-coverage car insurance rates rose in 27 states during the first six months of 2026, reversing a 6% national decline the year before, according to Insurify Inc.’s 2026 Mid-Year Auto Report released Aug. 11.
The online insurance comparison platform projects that 32 states will post year-over-year increases by the end of 2026. The national average annual cost of full coverage stood at $2,237 at mid-year.
Repair-cost inflation sits near the center of the reversal. Auto maintenance and repair costs have risen 45% over the past
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