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You are here: Home / News / Illinois Governor Signs Auto Insurance Rate Review Law Over Insurance Industry Objections

Illinois Governor Signs Auto Insurance Rate Review Law Over Insurance Industry Objections

August 7, 2026 By CollisionWeek Editor Leave a Comment

Three trade associations warn of higher premiums and fewer coverage options as new law takes effect July 1, 2027.

Illinois Gov. JB Pritzker signed legislation Aug. 4 giving the Illinois Department of Insurance authority to challenge automobile insurance rate filings it determines are excessive, inadequate or unfairly discriminatory, drawing a joint statement of opposition from three insurance trade associations that said the change will push costs higher and narrow consumer choice.

Senate Bill 714, now Public Act 104-0753, creates a new Rates for Automobile Insurance article in the Illinois Insurance Code. Its provisions apply only to filings made on or

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Filed Under: News Tagged With: American Property Casualty Insurance Association, Auto Insurance, Illinois, Illinois Insurance Association, legislation, National Association of Mutual Insurance Companies, Premiums

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