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You are here: Home / Feature / South Dakota House Committee to Hear Bill Setting 75% Total Loss Threshold

South Dakota House Committee to Hear Bill Setting 75% Total Loss Threshold

February 24, 2026 By CollisionWeek Editor Leave a Comment

Insurance trade group opposes measure that passed Senate 27-6

The South Dakota House Transportation Committee is scheduled to hear Senate Bill 227 on today, a measure that would prohibit insurers from declaring a vehicle a total loss unless repair costs reach at least 75% of its pre-damage value.

The bill, introduced by Sen. Steve Kolbeck, passed the full Senate 27-6 on Feb. 17 after clearing the Senate committee 4-2 on Feb. 11. It would add a new section to Chapter 58-12 of South Dakota’s insurance code.

Under the bill’s language, “An insurer may not declare that a motor vehicle is

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Filed Under: Feature Tagged With: American Property Casualty Insurance Association, legislation, South Dakota, Total Loss

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