Interactive website provides state level view of insurance costs and market conditions.
The Insurance Information Institute (Triple-I) launched an interactive Insurance Affordability Index Sept. 2 that measures personal auto and homeowners insurance costs against median household income in every state, with data running through 2025.
Nationally, the index puts personal auto insurance at 1.7% of median household income, up 9% since 2020. Homeowners insurance accounts for 2.4%, up 24% over the same period. Triple-I said the national averages conceal wide differences among states driven by variations in risk, claims costs and market conditions.
Repair costs sit in the index as
Subscribers need to be logged in to see rest of this article. Please Login to access. If you're not a subscriber, click here for information on our satisfaction guaranteed subscription options.