Nearly half of all policies in force were shopped in the previous 12 months even as year-over-year growth cooled to 1.4%.
U.S. auto insurance shopping grew 1.4% year over year in the second quarter of 2026 and new policy growth eased to 3.3%, according to data released Aug. 17 by LexisNexis Risk Solutions. Both slowed from the first quarter, when shopping grew 3.2% and new policy growth reached 3.6%.
The deceleration is steeper measured against the year-ago period. As CollisionWeek reported in August 2025, second-quarter 2025 shopping growth reached 9.4% — roughly seven times the current rate.
The slowdown points
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