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You are here: Home / News / UK Motor Insurance Premiums Hold Steady in First Quarter While Repair Costs Continue to Rise

UK Motor Insurance Premiums Hold Steady in First Quarter While Repair Costs Continue to Rise

May 7, 2026 By CollisionWeek Editor Leave a Comment

The average UK motor insurance premium remained nearly flat in the first quarter of 2026 at £560, but the average accidental damage claim climbed to £3,699 — up 8% from the prior quarter — as parts prices and increasing vehicle complexity continued to push repair costs higher, the Association of British Insurers reported April 30.

Of the £2.9 billion that UK insurers paid in motor claims during the first quarter, £1.9 billion went to vehicle repairs, up 3% from Q4 2025. The £560 average premium represented a £1, or 0.2%, increase from the prior quarter and was £20 lower than

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Filed Under: News Tagged With: Association of British Insurers, Claim Severity, United Kingdom

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