While the rate of decline ticked up slightly from the third quarter, it remained better than the first and second quarter results. Quarterly collision claim counts have been down versus the previous year for eleven consecutive quarters.
The latest available Fast Track Monitoring system data from the Independent Statistical Service Inc. (ISS) showed that the year-over-year rate of decline in quarterly collision coverage claims accelerated slightly in the fourth quarter of 2025 after slowing in the previous two quarters. Claims on a quarterly basis were down year-over-year for the eleventh consecutive quarter. Losses were also down on a quarterly basis
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