Verisk reports say gig-economy commercial auto risk and targeted auto theft reshaping loss patterns
Personal auto claims volume declined nearly 3% in 2025, extending a two-year slide, according to Verisk’s annual insurance claims trends report released April 14.
The drop follows a roughly 5% decrease in 2024. The Verisk data surfaces two trends beyond the overall claims decline: gig-economy commercial auto claims are growing sharply, now accounting for 10% of all commercial auto claims, and auto theft is concentrating around specific vehicle makes and high-value components.
“Claims data is often the earliest signal of how risk is changing,” said Shane
Subscribers need to be logged in to see rest of this article. Please Login to access. If you're not a subscriber, click here for information on our satisfaction guaranteed subscription options.