Louisiana Insurance Commissioner Tim Temple has finalized rate decreases from two Allstate group companies on their private passenger auto insurance programs, extending a string of reductions from the insurer that now total double digit percentages over the past six months.
The latest round of rate cuts from the Allstate subsidiaries adds to a broader pattern of declining auto insurance costs in Louisiana, where premiums fell an average of 5.8% in 2025 after years of consecutive increases.
Imperial Fire & Casualty Insurance Company (IFAC) received approval for a 6% decrease on its Value Product, which covers more than 41,000 Louisiana policyholders.
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