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You are here: Home / News / US Personal Auto Insurance Segment Sustains Underwriting Turnaround Into 2025

US Personal Auto Insurance Segment Sustains Underwriting Turnaround Into 2025

September 15, 2025 By CollisionWeek Editor

First half direct loss ratio improved over 2024 even as average claim is up more than 10% from 2024.

U.S. personal auto insurers saw the segment’s first-half 2025 direct loss ratio fall again from the same two previous six-month periods, indicating that the significant rebound experienced in 2024 may carry over through 2025, according to a new AM Best report.

AM Best logoThe Best’s Market Segment Report, US Personal Auto’s 2024 Underwriting Performance Markedly Improves, states that the segment’s net underwriting income of nearly $14 billion in 2024 came on the heels of three straight years of underwriting losses, including a

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Filed Under: News Tagged With: A.M. Best, Auto Insurance, Earnings, Losses

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