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You are here: Home / News / Personal Auto Insurance Underwriting Results Best Since Pandemic

Personal Auto Insurance Underwriting Results Best Since Pandemic

June 17, 2025 By CollisionWeek Editor

Insurance Information Institute reports 2024 personal auto combined ratio outperformed broader property-casualty insurance. Report examines correlation between new vehicle and parts inflation to premium increases.

The United States personal auto insurance industry achieved its strongest underwriting performance in the post-pandemic era, recording a net combined ratio of 95.3 in 2024, according to a new Issues Brief from the Insurance Information Institute (Triple-I) released June 12. Triple-I cautions, however, that the industry continues to face headwinds due to escalating legal system abuse and a challenging regulatory environment.

“While the improved 2024 underwriting performance is encouraging, we remain focused on several challenges

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Filed Under: News Tagged With: Auto Insurance, Combined Ratio, Inflation, Insurance Information Institute

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