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You are here: Home / News / Insurance Information Institute Projects P/C Insurance Replacement Costs Outpacing CPI in 2025

Insurance Information Institute Projects P/C Insurance Replacement Costs Outpacing CPI in 2025

January 30, 2025 By CollisionWeek Editor

The Insurance Information Institute (Triple-I) expects the pace of increase in average property/casualty insurance replacement costs to exceed increases in the consumer price index in 2025 and beyond as auto replacement costs rise for the first time since 2022 as CPI continues to decline.

Triple-I’s replacement cost index for personal and commercial auto tracks changes in the price of vehicles, parts, and equipment that make up the replacement costs facing insurance carriers providing collision insurance for both personal and commercial motor vehicles. These costs – which have increased by as much as 30 percent over the past five years –

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Filed Under: News Tagged With: consumer price index, Inflation, Insurance Information Institute, Used Vehicle Prices

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