According to the a report by the Highway Loss Data Institute (HLDI) detailed in the Insurance Institute for Highway Safety (IIHS) Status Report, the combined crash avoidance features on the Tesla Model S are reducing third-party physical damage and injury liability claims. Tesla’s “Autopilot” is limited to lowering collision claims.
HLDI compared the claims experience of 2014–16 Model S cars equipped with version 1 of Tesla’s sensing hardware with the 2012–14 Model S without the technology. Analysts also examined Model S claims before and after Autopilot was enabled to try to isolate the incremental effects of the system and